I started using the cash envelope system way back before I even knew this was a budgeting method. It began back in 2010 when I first moved out of home into my own place. I was a young professional just moved into an apartment in the city centre and I was loving life, a little too much. Every month I struggled to pay my rent and electricity, not because I didn’t earn enough. But because I just didn’t manage my money well at all. On a night out I would just keep tapping my card, not paying attention at all to how much I was spending. Something had to change.…