• €10 meal plan
    Budgeting

    €10 Meal Plan Challenge

    This week I was asked to be part of a challenge with 3 other Irish Youtubers. To make a full meal plan for a week with €10. I was in, no asking me twice. I love a good challenge. Can you guess I might be just a little bit competitive. The contents for this post Research for the meal plan The shopping experience What I got for €10 Meals I made for the week for €10 Summary on the whole experience Other participants in the €10 Meal Plan Challenge 1. Research for the €10 Meal Plan Whats great is we can now look up the prices in different shops without…

  • Budgeting

    Cutting your bills without Cutting your Lifestyle

    Following on from an article I was featured in thejournal.ie . Cutting your bills can be achieved, without resourcing to extreme frugal methods. Let me show you how. You can switch providers and still receive the same service but at a better price. Cutting your bills – Electric and Gas Starting with the bill with the biggest opportuinity for savings, your Electric Bill. Energy providers do not provide any discounts for being a loyal customer. After you come out of contract on your first year you lose your sign up discounts. By staying with your current provider you are missing out on the opportunity of getting those new customer sign…

  • Passive Income
    Budgeting,  Passive Income

    Passive Income Report. How much did i earn in Q1 2021?

    In 2021, I began to look at passive income and if this was something i could do. I started putting some wheels in motion to see where it would take me. Now i have put together a passive income report for the first quarter of 2021. So first of all…… What is passive Income? Passive income is when you earn income with little to no effort from you. The most common phrase used in connection with passive income is “Earn money while you sleep“. Isn’t this a lovely thought. But what if you could? Could i actually earn money while i slept? What are some forms of Passive Income? I’m…

  • Cash Envelope Budget Binder and cash envelopes
    Budgeting

    Cash Envelope System

    You want a simple and efficient way to budget and improve your personal finances. Then the cash envelope system is for you. What is the cash envelope budgeting method? It is exactly what it states it is. The cash envelope system is cash in envelopes. Each envelope is for a specific category in your budget. You stuff your envelopes with the amounts you have allocated for those categories in your budget, monthly/weekly or when you receive it, if you have variable income. For eg, groceries €450, Beauty €50, Eating Out €80. These are your variable spending. You would leave your Rent and direct debits in your bank account. How do…